Everyday banking, tailored for you.
Old National Bank provides various personal checking accounts designed for different financial needs. Explore options like online checking, interest-bearing accounts, and accounts for students. Benefit from features such as online and mobile banking, debit card access, and fraud protection. Easily open an account and manage your finances with convenience.
At Old National Bank, we understand that everyone's financial situation is unique. That's why we offer a range of personal checking accounts, each designed with specific needs and lifestyles in mind. Whether you're just starting your financial journey, managing a busy household, or looking for an account that earns interest, we have an option that fits.
Our accounts provide the essential tools for daily money management, including convenient access to your funds, secure transactions, and helpful digital banking features. We focus on providing clarity and value, ensuring you can choose an account with confidence. From basic accounts with no monthly maintenance fees to those offering premium benefits, Old National Bank is committed to supporting your financial well-being.
We encourage you to explore the distinct characteristics of each account. Consider factors like transaction volume, minimum balance requirements, and additional services that might be important to you. Our goal is to make managing your money simple and effective, helping you achieve your financial objectives with the right personal checking account.
When you choose a personal checking account with Old National Bank, you gain access to a suite of features designed for convenience and security. Our accounts come with standard benefits that make everyday banking straightforward and reliable. You'll receive a debit card for purchases and ATM access, along with fraud monitoring to help protect your funds.
These features are standard across many of our personal checking accounts, providing a strong foundation for your financial management. We believe in providing tools that genuinely assist our clients in handling their money effectively and securely.
Choosing the ideal personal checking account involves evaluating your spending habits, income patterns, and how you typically interact with your bank. Old National Bank offers distinct accounts to cater to these varying needs. For instance, if you prefer minimal fees and straightforward access, a basic checking account might be suitable. If you maintain higher balances, an interest-bearing checking account could provide additional value.
"Understanding your financial routine is key to selecting a checking account that truly works for you, rather than against you."
Consider whether you frequently use a debit card, write checks, or primarily rely on digital transactions. Some accounts may offer specific advantages for heavy debit card users, while others might focus on providing higher interest rates for larger balances. We aim to provide clear options so you can confidently select an Old National Bank checking account that aligns with your financial goals.
Opening a new personal checking account with Old National Bank is a simple and straightforward process. We've designed it to be as convenient as possible, whether you prefer to apply online or visit one of our branches. Before you begin, gather some basic information, including a valid ID and your Social Security number.
Once these steps are completed, your new Old National Bank checking account will be active, and you can begin using all its features and benefits immediately. We're here to assist you at every stage of the process.
Old National Bank provides powerful online and mobile banking tools that put control of your personal checking account right at your fingertips. Our platforms are designed for ease of use and security, allowing you to perform a wide array of banking tasks without needing to visit a branch. You can check your account balance in real-time, review transaction history, and categorize your spending to better understand your financial habits.
Our mobile app, available for both iOS and Android devices, offers features like mobile deposit, allowing you to deposit checks simply by taking a picture. You can also set up and manage bill payments, transfer funds between your Old National Bank accounts, and even send money to others using secure person-to-person payment services. These digital tools are essential for modern money management, providing flexibility and convenience for your busy life. We continuously update our platforms to incorporate the latest security measures and user-friendly enhancements, ensuring a reliable banking experience. For more information on secure online practices, you can refer to resources like the Consumer Financial Protection Bureau.
Beyond daily transactions, our online banking system also allows you to manage account alerts, view statements electronically, and even apply for other Old National Bank products. This integrated approach means your personal checking account is not an isolated service but a central hub for your financial activities, all accessible from your computer or smartphone.
We've compiled answers to common questions about Old National Bank's personal checking accounts to help you better understand our offerings.
| Account Type | Monthly Service Fee | Interest Earning | Key Features |
|---|---|---|---|
| Essential Checking | $0 (with eStatements) | No | Basic, no-frills account for everyday use |
| Interest Checking | $10 (waivable with balance) | Yes | Earns interest on balances, higher minimums |
| Student Checking | $0 | No | Designed for students, no monthly fee |
| Preferred Checking | $15 (waivable with direct deposit) | Yes | Premium benefits, higher transaction limits |
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